Round-Up Savings Apps: Effectiveness, User Experience and Financial Impact
Round-up savings apps are innovative tools that help users automate their savings by rounding up everyday purchases to the nearest…
Author: Clara Whitman
Clara Whitman is a financial educator and advocate for savings programs based in Minnesota. With over a decade of experience in personal finance, she is passionate about empowering individuals and families to achieve financial literacy and stability. Clara believes that everyone deserves the tools and knowledge to make informed financial decisions.
Inflation: Effects on Real Interest Rates and Savings Value
Inflation significantly impacts real interest rates and the value of savings by diminishing purchasing power. As inflation increases, nominal interest…
50/30/20 Rule: Budgeting Strategy, Financial Planning and Savings
The 50/30/20 rule is a simple yet effective budgeting strategy that divides your after-tax income into three essential categories: 50%…
Financial Literacy Programs: Which Is Best for College Students
Financial literacy programs are crucial for college students, equipping them with the skills needed to navigate budgeting, saving, and debt…
Financial Literacy: Impact on Homeownership Rates Among Minorities
Financial literacy plays a crucial role in enhancing homeownership rates among minorities by providing essential knowledge for navigating the home-buying…